Exodus 22:25
If thou lend money to any of my people that is poor by thee, thou shalt not be to him as an usurer, neither shalt thou lay upon him usury.
Exodus 22:25 (KJV)
Context
This verse belongs to the Book of the Covenant (Exodus 20:22-23:33), a collection of laws God gave Israel after the Exodus. These rules shaped the nation as a just and holy community, covering worship, daily life, and treatment of one another. They were not arbitrary but reflected God’s character and His care for the vulnerable. The laws were given to a people recently freed from slavery, so they emphasize protection for those who are weak and easily oppressed.
Meaning
God speaks directly about lending to a poor fellow Israelite. The command has two parts: do not act as a harsh creditor, and do not charge usury. In this setting, usury means interest that exploits or oppresses the borrower. The Hebrew term suggests a bite or a charge that makes the poor person’s burden heavier. The law does not forbid all interest in every business deal; it forbids taking advantage of someone already in need. The focus is on the borrower’s poverty, not on the lender’s profit.
The phrase “my people that is poor by thee” shows the poor person is near, part of the same community. Lending to them should be an act of help, not a way to grow rich. God defends the poor and opposes those who crush them. This command protects the weak and is a practical application of loving one’s neighbor. It also implies that lending to the poor should be a means of relief, not a source of gain for the lender.
Biblical connections
The Book of the Covenant repeatedly protects the weak, including the poor, the widow, and the foreigner. This command is a concrete expression of that care. The New Testament continues this concern for the poor and warns against the love of money. While this specific law was given to Israel, its principle remains: people matter more than profit. The broader context shows God’s laws were designed to create a just and holy community where no one is left behind. This verse points to God’s character as one who defends the poor and opposes oppression.
Application
Several principles from this verse guide our actions today.
Show compassion: Care for those who are economically disadvantaged through kindness, charitable giving, or supporting organizations that assist the poor.
Practice ethical lending: When lending money, be fair and do not exploit another person’s financial struggles. Charge reasonable interest, or consider other help such as mentoring or financial education.
Support economic justice: Advocate for policies and practices that reduce financial inequality, such as access to fair financial services, job opportunities, and just wages.
Cultivate generosity: Be willing to lend a helping hand to those in need, offering not only money but also practical help, guidance, and encouragement.
Reflection
This verse calls us to examine how we handle money and how we treat the poor. It reminds us that God sees our financial dealings and cares about the people involved. When we lend, we can choose to be a blessing rather than a burden. The command also invites us to trust God as our provider, so we can give freely without fear. In a world where profit often comes first, this law stands as a quiet but powerful call to put people before gain. It challenges us to see the poor not as problems but as neighbors whom God loves and defends. God’s care for the poor is not a minor theme; it is woven through His instructions for His people. As we follow this command, we reflect His heart and build communities where compassion and justice are real.
